Hmm...don't you germans have something similar like americans have, which is a payment card bought in shops (supermarkets for example) and working in the same way as credit cards ?
The only difference is that you can use those cards only as long, as you got money on it. You cannot refill them. So basically you buy a 25$ card, and you can pay with it for something being worth max 25$.
And I think I read somewhere that such cards are available in europe, and Germany is one of such countries where it should be available.
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